Privacy notice

1. What this document is

DollarSafe™ is a personal budgeting tool. In this Privacy Notice, “DollarSafe,” “we,” “us,” and “our” refer to the DollarSafe service and its operator. This notice describes what data the product needs in order to provide its features and how we collect, use, share, and protect that data.

2. Data the product uses

• Account information you create: email address, sign-in credentials, and settings.
• Money data you enter yourself: balances, bills, income, savings goals, debts, and transactions.
• Money data synced from financial institutions you choose to connect, such as account balances, transactions, and deposits, through third-party financial connectivity providers.
• Product settings: budget cycle, account minimums, protected goals, emergency target, debt strategy, and notification preferences.
• Billing information, such as your subscription plan and status. Payment information is processed by third-party payment providers.

DollarSafe does not need your Social Security number or full card number. Never send your bank login credentials or passwords to DollarSafe support. DollarSafe support will never ask you for them.

3. Why it is used

• To compute Safe to Spend and the Plan breakdown.
• To explain changes to you in the "Why did this change?" log.
• To operate your account and subscription, including sending trial and billing emails about your own account.
• To fix bugs you report and to keep the service secure.

We do not sell your financial data. We do not use your transactions to target advertising.

4. Who we share data with

We share personal data only as reasonably necessary to operate DollarSafe™, provide requested features, process payments, maintain security, comply with legal obligations, and support the service. This may include:

• Financial connectivity providers — to connect financial accounts you choose to link and retrieve supported account information.
• Payment providers — to process subscription payments and manage billing.
• Technology and service providers — to provide hosting, data storage, authentication, communications, security, and other infrastructure needed to operate DollarSafe™.
• Legal and compliance purposes — when disclosure is required by law or reasonably necessary to protect the rights, safety, and security of DollarSafe™, our users, or others.

We do not sell your personal or financial data.

5. Retention and deletion

We keep personal data only for as long as reasonably necessary to provide DollarSafe™, maintain your account, meet our legal and regulatory obligations, resolve disputes, and protect the service. If you delete your account, we will delete or de-identify personal data associated with your account, except for information we are required or permitted to retain for legal, security, fraud-prevention, backup, or billing purposes. You may request access to or deletion of your personal data by contacting support.

6. Security

We use reasonable administrative, technical, and organizational safeguards designed to protect personal data against unauthorized access, loss, misuse, or alteration. Data transmitted between your device and DollarSafe™ is protected using encrypted connections. No method of storage or transmission is completely secure, so we cannot guarantee absolute security. If a data breach occurs, we will provide notifications when required by applicable law.

7. Your choices and privacy rights

• Choose whether to connect financial accounts or enter information manually.
• Choose which accounts participate in your DollarSafe™ calculations.
• Correct or delete information you have entered, where those controls are available.
• Manage available notification and communication preferences.
• Request access to, correction of, or deletion of your personal data by contacting support.

Depending on where you live, applicable privacy laws may provide additional rights regarding your personal data. We will honor verified privacy requests as required by applicable law.

8. Children

DollarSafe™ is intended for individuals who are 18 years of age or older. Our services are not directed to children, and we do not knowingly collect personal information from children under 13. If we learn that we have collected personal information from a child under 13, we will take appropriate steps to delete it.

9. Changes and contact

We may update this Privacy Notice from time to time. When we make changes, we will update the effective date at the top of this notice and provide any additional notice required by applicable law. If you have questions about this Privacy Notice or would like to make a privacy-related request, please contact us through our Support page.